/* ---- Selbst gehostete Schriften (ehem. Google Fonts) – DSGVO-konform, keine Google-Verbindung ---- */
@font-face {
  font-family: 'Cormorant Garamond';
  font-style: italic;
  font-weight: 300;
  font-display: swap;
  src: url('fonts/cormorantgaramond-300-italic-latin-ext.woff2') format('woff2');
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
@font-face {
  font-family: 'Cormorant Garamond';
  font-style: italic;
  font-weight: 300;
  font-display: swap;
  src: url('fonts/cormorantgaramond-300-italic-latin.woff2') format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'Cormorant Garamond';
  font-style: italic;
  font-weight: 400;
  font-display: swap;
  src: url('fonts/cormorantgaramond-400-italic-latin-ext.woff2') format('woff2');
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
@font-face {
  font-family: 'Cormorant Garamond';
  font-style: italic;
  font-weight: 400;
  font-display: swap;
  src: url('fonts/cormorantgaramond-400-italic-latin.woff2') format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'Cormorant Garamond';
  font-style: normal;
  font-weight: 300;
  font-display: swap;
  src: url('fonts/cormorantgaramond-300-normal-latin-ext.woff2') format('woff2');
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
@font-face {
  font-family: 'Cormorant Garamond';
  font-style: normal;
  font-weight: 300;
  font-display: swap;
  src: url('fonts/cormorantgaramond-300-normal-latin.woff2') format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'Cormorant Garamond';
  font-style: normal;
  font-weight: 400;
  font-display: swap;
  src: url('fonts/cormorantgaramond-400-normal-latin-ext.woff2') format('woff2');
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
@font-face {
  font-family: 'Cormorant Garamond';
  font-style: normal;
  font-weight: 400;
  font-display: swap;
  src: url('fonts/cormorantgaramond-400-normal-latin.woff2') format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'Cormorant Garamond';
  font-style: normal;
  font-weight: 500;
  font-display: swap;
  src: url('fonts/cormorantgaramond-500-normal-latin-ext.woff2') format('woff2');
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
@font-face {
  font-family: 'Cormorant Garamond';
  font-style: normal;
  font-weight: 500;
  font-display: swap;
  src: url('fonts/cormorantgaramond-500-normal-latin.woff2') format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'Cormorant Garamond';
  font-style: normal;
  font-weight: 600;
  font-display: swap;
  src: url('fonts/cormorantgaramond-600-normal-latin-ext.woff2') format('woff2');
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
@font-face {
  font-family: 'Cormorant Garamond';
  font-style: normal;
  font-weight: 600;
  font-display: swap;
  src: url('fonts/cormorantgaramond-600-normal-latin.woff2') format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'DM Sans';
  font-style: normal;
  font-weight: 300;
  font-display: swap;
  src: url('fonts/dmsans-300-normal-latin-ext.woff2') format('woff2');
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
@font-face {
  font-family: 'DM Sans';
  font-style: normal;
  font-weight: 300;
  font-display: swap;
  src: url('fonts/dmsans-300-normal-latin.woff2') format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'DM Sans';
  font-style: normal;
  font-weight: 400;
  font-display: swap;
  src: url('fonts/dmsans-400-normal-latin-ext.woff2') format('woff2');
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
@font-face {
  font-family: 'DM Sans';
  font-style: normal;
  font-weight: 400;
  font-display: swap;
  src: url('fonts/dmsans-400-normal-latin.woff2') format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'DM Sans';
  font-style: normal;
  font-weight: 500;
  font-display: swap;
  src: url('fonts/dmsans-500-normal-latin-ext.woff2') format('woff2');
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
@font-face {
  font-family: 'DM Sans';
  font-style: normal;
  font-weight: 500;
  font-display: swap;
  src: url('fonts/dmsans-500-normal-latin.woff2') format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'DM Sans';
  font-style: normal;
  font-weight: 600;
  font-display: swap;
  src: url('fonts/dmsans-600-normal-latin-ext.woff2') format('woff2');
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
@font-face {
  font-family: 'DM Sans';
  font-style: normal;
  font-weight: 600;
  font-display: swap;
  src: url('fonts/dmsans-600-normal-latin.woff2') format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}

/* Havel CFO Partners – Website-Styles auf Basis Design System v1.0 */
:root {
  --primary-900: #0D1B2A;
  --primary-800: #1A2E4A;
  --primary-700: #254167;
  --primary-600: #305480;
  --primary-500: #3D6799;

  --accent-700: #9A6420;
  --accent-600: #B3751F;
  --accent-500: #C4862D;
  --accent-400: #D49A4A;
  --accent-300: #E4B470;

  --neutral-900: #1C2428;
  --neutral-700: #3D4F5E;
  --neutral-500: #6B7F8E;
  --neutral-300: #B0BEC7;
  --neutral-100: #E8E4DE;
  --neutral-50:  #F5F2ED;
  --white: #FFFFFF;

  --font-serif: 'Cormorant Garamond', Garamond, Georgia, serif;
  --font-sans:  'DM Sans', 'Helvetica Neue', Arial, sans-serif;

  --shadow-sm: 0 1px 3px rgba(26,46,74,0.08);
  --shadow-md: 0 4px 16px rgba(26,46,74,0.10);
  --shadow-lg: 0 8px 32px rgba(26,46,74,0.13);
  --radius-sm: 3px;
  --radius-md: 6px;
  --radius-lg: 12px;

  --max: 1120px;
  --nav-h: 76px;
}
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: var(--font-sans);
  font-size: 16px;
  line-height: 1.75;
  color: var(--neutral-900);
  background: var(--neutral-50);
  -webkit-font-smoothing: antialiased;
}
a { color: var(--primary-800); text-decoration: none; }
a:hover { color: var(--accent-700); }
.wrap { max-width: var(--max); margin: 0 auto; padding: 0 48px; }
section[id], header[id] { scroll-margin-top: 94px; }

/* Nav */
nav.site {
  position: fixed; top: 0; left: 0; right: 0; height: var(--nav-h); z-index: 100;
  background: rgba(13, 27, 42, 0.97);
  backdrop-filter: blur(12px); -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(255,255,255,0.08);
  display: flex; align-items: center;
}
.nav-inner { max-width: var(--max); margin: 0 auto; padding: 0 48px; width: 100%; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.nav-brand { display: flex; flex-direction: column; gap: 1px; }
.nav-brand .nb-name { font-size: 16px; font-weight: 700; letter-spacing: -0.01em; color: var(--neutral-50); line-height: 1.3; }
.nav-brand .nb-sub { font-size: 10.4px; font-weight: 500; letter-spacing: 0.1em; text-transform: uppercase; color: var(--accent-500); line-height: 1.3; }
.nav-links { display: flex; align-items: center; gap: 32px; list-style: none; }
.nav-links a { font-size: 12px; font-weight: 500; letter-spacing: 0.12em; text-transform: uppercase; color: rgba(245,242,237,0.66); transition: color 0.2s; }
.nav-links a:hover { color: var(--accent-300); }
.nav-cta { background: var(--accent-500); color: var(--white) !important; padding: 10px 22px; border-radius: var(--radius-sm); letter-spacing: 0.05em !important; text-transform: none !important; font-size: 13px !important; }
.nav-cta:hover { background: var(--accent-600); color: var(--white) !important; }

/* Mobiler Menü-Button (nur < 640px sichtbar) */
.nav-toggle { display: none; width: 44px; height: 44px; align-items: center; justify-content: center; background: transparent; border: 0; padding: 0; cursor: pointer; }
.nav-toggle .bar { position: relative; display: block; width: 24px; height: 2px; background: var(--neutral-50); border-radius: 2px; transition: background 0.2s ease; }
.nav-toggle .bar::before, .nav-toggle .bar::after { content: ''; position: absolute; left: 0; width: 24px; height: 2px; background: var(--neutral-50); border-radius: 2px; transition: transform 0.25s ease, top 0.25s ease; }
.nav-toggle .bar::before { top: -7px; }
.nav-toggle .bar::after { top: 7px; }
.nav-toggle[aria-expanded="true"] .bar { background: transparent; }
.nav-toggle[aria-expanded="true"] .bar::before { top: 0; transform: rotate(45deg); }
.nav-toggle[aria-expanded="true"] .bar::after { top: 0; transform: rotate(-45deg); }
.nav-toggle:focus-visible { outline: 2px solid var(--accent-400); outline-offset: 2px; border-radius: var(--radius-sm); }

/* Buttons */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 10px; font-size: 14px; font-weight: 500; letter-spacing: 0.05em; padding: 13px 26px; border-radius: var(--radius-sm); transition: background 0.2s, border-color 0.2s, color 0.2s; }
.btn-accent { background: var(--accent-500); color: var(--white) !important; }
.btn-accent:hover { background: var(--accent-600); }
.btn-primary { background: var(--primary-800); color: var(--neutral-50) !important; }
.btn-primary:hover { background: var(--primary-700); }
.btn-ghost { border: 1.5px solid rgba(245,242,237,0.45); color: var(--neutral-50) !important; }
.btn-ghost:hover { border-color: var(--accent-400); color: var(--accent-300) !important; }
.btn-outline { border: 1.5px solid var(--primary-800); color: var(--primary-800) !important; }
.btn-outline:hover { background: var(--primary-800); color: var(--neutral-50) !important; }

/* Hero */
.hero { background: var(--primary-800); padding: calc(var(--nav-h) + 96px) 0 88px; position: relative; overflow: hidden; }
.hero::after { content: ''; position: absolute; top: -160px; right: -110px; width: 520px; height: 520px; border-radius: 50%; background: rgba(196,134,45,0.12); }
.hero .wrap { position: relative; z-index: 1; }
.hero .kicker { font-size: 11px; font-weight: 600; letter-spacing: 0.2em; text-transform: uppercase; color: var(--accent-400); margin-bottom: 24px; }
.hero h1 { font-family: var(--font-serif); font-weight: 300; font-size: clamp(40px, 5.6vw, 68px); line-height: 1.12; letter-spacing: -0.4px; color: var(--neutral-50); max-width: 960px; margin-bottom: 26px; }
.hero h1 em { font-style: italic; color: var(--accent-300); }
.hero p.lede { font-size: 18px; line-height: 1.75; color: rgba(245,242,237,0.72); max-width: 660px; text-wrap: pretty; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 38px; }

/* Stats */
.stats { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1px; background: rgba(245,242,237,0.16); border: 1px solid rgba(245,242,237,0.16); margin-top: 64px; border-radius: var(--radius-md); overflow: hidden; }
.stat { background: var(--primary-800); padding: 26px 26px; display: flex; flex-direction: column; gap: 6px; }
.stat .s-num { font-family: var(--font-serif); font-size: 36px; font-weight: 300; line-height: 1; color: var(--neutral-50); }
.stat .s-lab { font-size: 12.5px; line-height: 1.55; color: rgba(245,242,237,0.72); }
.stats-note { margin-top: 18px; font-size: 12.5px; letter-spacing: 0.06em; color: rgba(245,242,237,0.66); }

/* Sections */
section { padding: 96px 0; }
section.alt { background: var(--white); }
.sec-label { font-size: 11px; font-weight: 600; letter-spacing: 0.2em; text-transform: uppercase; color: var(--accent-700); margin-bottom: 14px; }
h2 { font-family: var(--font-serif); font-weight: 400; font-size: clamp(30px, 4vw, 46px); line-height: 1.15; letter-spacing: -0.2px; color: var(--primary-800); margin-bottom: 20px; }
h2 em { font-style: italic; color: var(--accent-600); }
.sec-intro { font-size: 17px; line-height: 1.75; color: var(--neutral-700); max-width: 640px; text-wrap: pretty; }
.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: start; }
.prose p { font-size: 16.5px; line-height: 1.8; color: var(--neutral-700); text-wrap: pretty; }
.prose p + p { margin-top: 16px; }

/* Feature cards */
.features { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px; }
.feature { background: var(--white); border: 1px solid var(--neutral-100); border-radius: var(--radius-md); box-shadow: var(--shadow-sm); padding: 26px 28px; display: flex; flex-direction: column; gap: 10px; }
section.alt .feature { background: var(--neutral-50); }
.feature .f-mark { width: 26px; height: 26px; }
.feature h3 { font-size: 17px; font-weight: 600; letter-spacing: 0.01em; color: var(--primary-800); line-height: 1.35; }
.feature p { font-size: 14.5px; line-height: 1.72; color: var(--neutral-700); }

/* Packages */
.packages { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; margin-top: 48px; align-items: stretch; }
.pkg { height: 100%; background: var(--white); border: 1px solid var(--neutral-100); border-radius: var(--radius-md); box-shadow: var(--shadow-sm); padding: 34px 30px 30px; display: flex; flex-direction: column; gap: 16px; position: relative; }
.pkg.featured { border: 1px solid var(--accent-500); box-shadow: var(--shadow-lg); }
.pkg-flag { position: absolute; top: -11px; left: 30px; background: var(--accent-500); color: var(--white); font-size: 10px; font-weight: 600; letter-spacing: 0.15em; text-transform: uppercase; padding: 5px 12px; border-radius: 2px; }
.pkg .p-num { font-size: 10px; font-weight: 600; letter-spacing: 0.15em; text-transform: uppercase; color: var(--accent-700); }
.pkg h3 { font-family: var(--font-serif); font-size: 28px; font-weight: 500; color: var(--primary-800); line-height: 1.15; }
.pkg .p-sub { font-size: 12.5px; color: var(--neutral-700); letter-spacing: 0.02em; margin-top: -8px; }
.pkg .p-price { font-family: var(--font-serif); font-size: 34px; font-weight: 400; color: var(--primary-800); line-height: 1.1; }
.pkg .p-price-note { font-size: 11.5px; color: var(--neutral-700); margin-top: -10px; }
.pkg .p-for { background: var(--neutral-50); border-radius: var(--radius-sm); padding: 14px 16px; font-size: 13px; line-height: 1.65; color: var(--neutral-900); }
.pkg .p-for strong { display: block; font-size: 10px; letter-spacing: 0.15em; text-transform: uppercase; color: var(--accent-700); margin-bottom: 5px; font-weight: 600; }
.pkg ul { list-style: none; display: flex; flex-direction: column; gap: 9px; }
.pkg li { font-size: 14px; line-height: 1.6; color: var(--neutral-700); padding-left: 20px; position: relative; }
.pkg li::before { content: ''; position: absolute; left: 0; top: 8px; width: 8px; height: 8px; border-radius: 50%; border: 1.5px solid var(--accent-500); }
.pkg ul { flex: 1 0 auto; }
.pkg .p-terms { font-size: 12.5px; line-height: 1.6; color: var(--neutral-700); border-top: 1px solid var(--neutral-100); padding-top: 14px; margin-top: auto; }

/* Process */
.process { display: grid; grid-template-columns: repeat(5, 1fr); gap: 1px; background: var(--neutral-100); border: 1px solid var(--neutral-100); border-radius: var(--radius-md); overflow: hidden; margin-top: 48px; }
.step { background: var(--neutral-50); padding: 28px 22px; display: flex; flex-direction: column; gap: 10px; }
section.alt .step { background: var(--white); }
.step .st-num { font-family: var(--font-serif); font-size: 34px; font-weight: 300; line-height: 1; color: var(--accent-500); }
.step h3 { font-size: 15.5px; font-weight: 600; color: var(--primary-800); line-height: 1.35; }
.step p { font-size: 13.5px; line-height: 1.65; color: var(--neutral-700); }

/* Founder */
.founder-grid { display: grid; grid-template-columns: 380px 1fr; gap: 56px; align-items: start; }
.founder-card { background: var(--white); border: 1px solid var(--neutral-100); border-radius: var(--radius-md); box-shadow: var(--shadow-sm); overflow: hidden; }
.founder-card img { width: 100%; height: auto; display: block; }
.founder-meta { padding: 22px 24px; display: flex; flex-direction: column; gap: 3px; }
.founder-meta .fm-name { font-family: var(--font-serif); font-size: 25px; font-weight: 500; color: var(--primary-800); }
.founder-meta .fm-role { font-size: 11px; font-weight: 600; letter-spacing: 0.12em; text-transform: uppercase; color: var(--accent-700); }
.chips { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 24px; }
.chip { font-size: 12px; color: var(--neutral-700); background: var(--white); border: 1px solid var(--neutral-100); border-radius: var(--radius-sm); padding: 7px 13px; }
.credo { margin-top: 28px; padding: 22px 26px; background: var(--white); border-left: 3px solid var(--accent-500); border-radius: var(--radius-sm); box-shadow: var(--shadow-sm); font-size: 15px; line-height: 1.75; color: var(--neutral-700); }
.credo a { font-weight: 600; color: var(--primary-800); }
.credo a:hover { color: var(--accent-700); }

/* FAQ */
.faq { margin-top: 44px; display: flex; flex-direction: column; gap: 12px; }
details { background: var(--white); border: 1px solid var(--neutral-100); border-radius: var(--radius-md); box-shadow: var(--shadow-sm); overflow: hidden; }
section.alt details { background: var(--neutral-50); }
details[open] { border-color: var(--accent-500); }
summary { list-style: none; cursor: pointer; display: flex; align-items: flex-start; justify-content: space-between; gap: 24px; padding: 24px 28px; font-size: 17px; font-weight: 600; letter-spacing: 0.01em; line-height: 1.45; color: var(--primary-800); transition: background 0.18s ease; }
summary::-webkit-details-marker { display: none; }
summary:hover { background: var(--neutral-50); }
section.alt summary:hover { background: var(--white); }
summary:focus-visible { outline: 2px solid var(--accent-500); outline-offset: -2px; }
.tg { flex-shrink: 0; width: 22px; height: 22px; position: relative; margin-top: 2px; }
.tg::before, .tg::after { content: ''; position: absolute; background: var(--accent-500); transition: transform 0.22s ease, opacity 0.22s ease; }
.tg::before { top: 10px; left: 0; width: 22px; height: 2px; }
.tg::after { top: 0; left: 10px; width: 2px; height: 22px; }
details[open] .tg::after { transform: rotate(90deg); opacity: 0; }
.faq-a { padding: 0 28px 26px; font-size: 15.5px; line-height: 1.8; color: var(--neutral-700); max-width: 760px; text-wrap: pretty; }
.faq-a p { margin: 0 0 12px; }
.faq-a p:last-child { margin-bottom: 0; }
.faq-a strong { color: var(--primary-800); font-weight: 600; }
.faq-note { margin-top: 40px; padding-top: 28px; border-top: 1px solid var(--neutral-100); font-size: 15px; color: var(--neutral-700); }

/* Contact */
#kontakt { background: var(--primary-800); }
#kontakt .sec-label { color: var(--accent-400); }
#kontakt h2 { color: var(--neutral-50); }
#kontakt h2 em { color: var(--accent-300); }
#kontakt .sec-intro { color: rgba(245,242,237,0.72); }
.contact-grid { display: grid; grid-template-columns: 1fr 380px; gap: 56px; margin-top: 44px; align-items: start; }
.contact-items { display: flex; flex-direction: column; gap: 24px; }
.c-item .c-label { font-size: 11px; font-weight: 600; letter-spacing: 0.15em; text-transform: uppercase; color: var(--accent-400); margin-bottom: 5px; }
.c-item .c-val { font-size: 16.5px; color: var(--neutral-50); }
.c-item .c-val a { color: var(--neutral-50); border-bottom: 1px solid rgba(212,154,74,0.6); }
.c-item .c-val a:hover { color: var(--accent-300); }
.promise { background: rgba(245,242,237,0.07); border: 1px solid rgba(245,242,237,0.18); border-radius: var(--radius-md); padding: 28px 30px; display: flex; flex-direction: column; gap: 14px; }
.promise h3 { font-family: var(--font-serif); font-size: 25px; font-weight: 400; color: var(--neutral-50); }
.promise p { font-size: 14.5px; line-height: 1.75; color: rgba(245,242,237,0.72); }

/* Footer */
footer { background: var(--primary-900); padding: 56px 0 32px; }
.foot-top { display: grid; grid-template-columns: 1.5fr 1fr 1fr; gap: 48px; padding-bottom: 36px; border-bottom: 1px solid rgba(245,242,237,0.12); }
.foot-brand .fb-name { font-size: 17px; font-weight: 700; letter-spacing: -0.01em; color: var(--neutral-50); line-height: 1.3; }
.foot-brand .fb-sub { font-size: 10.4px; font-weight: 500; letter-spacing: 0.1em; text-transform: uppercase; color: var(--accent-500); margin: 1px 0 16px; }
.foot-brand p { font-size: 13.5px; line-height: 1.7; color: rgba(245,242,237,0.66); max-width: 400px; }
.foot-col h4 { font-size: 11px; font-weight: 600; letter-spacing: 0.15em; text-transform: uppercase; color: var(--accent-400); margin-bottom: 14px; }
.foot-col ul { list-style: none; display: flex; flex-direction: column; gap: 9px; }
.foot-col a { font-size: 13.5px; color: rgba(245,242,237,0.78); }
.foot-col a:hover { color: var(--accent-300); }
.foot-bottom { padding-top: 24px; display: flex; justify-content: space-between; gap: 20px; flex-wrap: wrap; font-size: 12.5px; color: rgba(245,242,237,0.64); }
.foot-bottom a { color: rgba(245,242,237,0.8); }
.foot-bottom a:hover { color: var(--accent-300); }

@media (max-width: 1000px) {
  .packages { grid-template-columns: 1fr; }
  .process { grid-template-columns: repeat(2, 1fr); }
  .step:last-child { grid-column: 1 / -1; }
  .founder-grid { grid-template-columns: 1fr; gap: 32px; }
  .contact-grid { grid-template-columns: 1fr; }
  .two-col { grid-template-columns: 1fr; gap: 32px; }
  .stats { grid-template-columns: repeat(2, 1fr); }
  .foot-top { grid-template-columns: 1fr 1fr; gap: 32px; }
}
@media (max-width: 640px) {
  .wrap, .nav-inner { padding: 0 20px; }
  section { padding: 60px 0; }
  .hero { padding: calc(var(--nav-h) + 56px) 0 60px; }
  .hero p.lede { font-size: 16.5px; }
  .features { grid-template-columns: 1fr; }
  .process { grid-template-columns: 1fr; }
  .stats { grid-template-columns: 1fr; }
  .nav-toggle { display: inline-flex; }
  .nav-links {
    position: absolute; top: var(--nav-h); left: 0; right: 0;
    flex-direction: column; align-items: stretch; gap: 0;
    background: rgba(13,27,42,0.98);
    -webkit-backdrop-filter: blur(12px); backdrop-filter: blur(12px);
    border-bottom: 1px solid rgba(255,255,255,0.08);
    padding: 6px 20px 16px;
    max-height: 0; opacity: 0; visibility: hidden; overflow: hidden;
    transition: max-height 0.3s ease, opacity 0.25s ease, visibility 0.25s;
  }
  .nav-links.open { max-height: 80vh; opacity: 1; visibility: visible; overflow: auto; }
  .nav-links li { width: 100%; }
  .nav-links li:not(.nav-cta-li) a { display: block; padding: 15px 2px; font-size: 13px; border-bottom: 1px solid rgba(255,255,255,0.08); }
  .nav-cta-li { margin-top: 14px; }
  .nav-cta { display: block; text-align: center; }
  summary { padding: 20px; font-size: 16px; gap: 16px; }
  .faq-a { padding: 0 20px 22px; }
  .foot-top { grid-template-columns: 1fr; }
}

/* ============================================================
   Kostenvergleichsrechner (Festanstellung vs. Fractional CFO)
   Nutzt die globalen Design-Tokens (:root) und .btn-Klassen.
   ============================================================ */
.hcfo { margin-top: 48px; }
.hcfo-grid { display: grid; grid-template-columns: 1fr; gap: 20px; }
@media (min-width: 900px) {
  .hcfo-grid { grid-template-columns: minmax(0,1fr) minmax(0,1.05fr); gap: 24px; align-items: start; }
}
.hcfo-panel { border-radius: var(--radius-md); padding: 32px 30px; }
.hcfo-inputs { background: var(--white); border: 1px solid var(--neutral-100); box-shadow: var(--shadow-sm); }
.hcfo-result { background: var(--primary-800); box-shadow: var(--shadow-lg); }

.hcfo-panel-title { font-family: var(--font-serif); font-size: 22px; font-weight: 500; color: var(--primary-800); line-height: 1.2; }
.hcfo-panel-hint { font-size: 13px; color: var(--neutral-500); margin-top: 4px; }

.hcfo-field { margin-top: 22px; }
.hcfo-field-top { display: flex; justify-content: space-between; align-items: baseline; gap: 12px; }
.hcfo-field label { font-size: 14px; font-weight: 500; color: var(--neutral-900); }
.hcfo-val { font-family: var(--font-serif); font-size: 20px; font-weight: 500; color: var(--primary-800); font-variant-numeric: tabular-nums; white-space: nowrap; }
.hcfo-note { font-size: 12px; line-height: 1.5; color: var(--neutral-500); margin-top: 4px; }

.hcfo-range { -webkit-appearance: none; appearance: none; width: 100%; height: 4px; margin: 12px 0 2px; background: var(--neutral-100); border-radius: 99px; outline: none; cursor: pointer; }
.hcfo-range::-webkit-slider-thumb { -webkit-appearance: none; appearance: none; width: 22px; height: 22px; border-radius: 50%; background: var(--primary-800); border: 3px solid var(--white); box-shadow: var(--shadow-sm); cursor: pointer; }
.hcfo-range::-moz-range-thumb { width: 22px; height: 22px; border-radius: 50%; background: var(--primary-800); border: 3px solid var(--white); box-shadow: var(--shadow-sm); cursor: pointer; }
.hcfo-range:focus-visible { outline: 2px solid var(--accent-500); outline-offset: 4px; }

.hcfo-two { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }

.hcfo-presets { display: flex; gap: 8px; margin: 14px 0 4px; flex-wrap: wrap; }
.hcfo-preset { flex: 1 1 auto; min-width: 96px; border: 1px solid var(--neutral-100); background: var(--white); border-radius: var(--radius-sm); padding: 10px 10px 9px; text-align: left; cursor: pointer; font-family: var(--font-sans); transition: border-color 0.15s, background 0.15s; }
.hcfo-preset:hover { border-color: var(--accent-400); }
.hcfo-preset[aria-pressed="true"] { border-color: var(--accent-500); background: var(--neutral-50); box-shadow: inset 0 0 0 1px var(--accent-500); }
.hcfo-preset .pp-name { display: block; font-size: 12px; font-weight: 600; color: var(--primary-800); letter-spacing: 0.02em; }
.hcfo-preset .pp-price { display: block; font-size: 12px; color: var(--neutral-500); font-variant-numeric: tabular-nums; margin-top: 2px; }
.hcfo-preset:focus-visible { outline: 2px solid var(--accent-500); outline-offset: 2px; }
.hcfo-packages { font-size: 12px; color: var(--neutral-500); margin-top: 10px; padding-top: 12px; border-top: 1px solid var(--neutral-100); line-height: 1.55; }
.hcfo-packages strong { color: var(--primary-800); font-weight: 600; }

/* Ergebnis-Panel (Navy) */
.hcfo-save-label { font-size: 11px; font-weight: 600; letter-spacing: 0.15em; text-transform: uppercase; color: var(--accent-400); }
.hcfo-save-num { font-family: var(--font-serif); font-weight: 400; font-size: clamp(40px, 6.5vw, 58px); line-height: 1.02; color: var(--accent-300); font-variant-numeric: tabular-nums; margin-top: 6px; }
.hcfo-save-sub { font-size: 13.5px; line-height: 1.6; color: rgba(245,242,237,0.75); margin-top: 8px; }
.hcfo-save-sub strong { color: var(--accent-300); font-weight: 600; }
.hcfo-hr { border: none; border-top: 1px solid rgba(245,242,237,0.16); margin: 24px 0; }

.hcfo-bars { display: flex; flex-direction: column; gap: 16px; }
.hcfo-bar-top { display: flex; justify-content: space-between; align-items: baseline; margin-bottom: 7px; gap: 12px; }
.hcfo-bar-name { font-size: 13px; color: rgba(245,242,237,0.82); }
.hcfo-bar-amt { font-family: var(--font-serif); font-size: 16px; color: var(--neutral-50); font-variant-numeric: tabular-nums; }
.hcfo-bar-track { height: 14px; background: rgba(245,242,237,0.12); border-radius: 99px; overflow: hidden; }
.hcfo-bar-fill { height: 100%; border-radius: 99px; transition: width 0.5s cubic-bezier(0.4,0,0.2,1); min-width: 3px; }
.hcfo-bar-fill.ft { background: rgba(245,242,237,0.55); }
.hcfo-bar-fill.fr { background: var(--accent-500); }

.hcfo-break { width: 100%; border-collapse: collapse; font-size: 13.5px; }
.hcfo-break th { text-align: left; font-size: 10px; font-weight: 600; letter-spacing: 0.12em; text-transform: uppercase; color: var(--accent-400); padding: 0 0 10px; border-bottom: 1px solid rgba(245,242,237,0.16); }
.hcfo-break th:last-child, .hcfo-break td:last-child { text-align: right; }
.hcfo-break td { padding: 9px 0; border-bottom: 1px solid rgba(245,242,237,0.1); color: rgba(245,242,237,0.82); font-variant-numeric: tabular-nums; }
.hcfo-break .hcfo-total td { font-weight: 600; color: var(--neutral-50); padding-top: 12px; border-bottom: none; }
.hcfo-break .hcfo-total td:last-child { font-family: var(--font-serif); font-size: 17px; }
.hcfo-break .hcfo-fr td { color: var(--accent-300); border-bottom: none; padding-top: 3px; }

.hcfo-cta { margin-top: 24px; display: flex; flex-wrap: wrap; align-items: center; gap: 14px 20px; justify-content: space-between; }
.hcfo-cta p { font-size: 14px; line-height: 1.6; color: rgba(245,242,237,0.75); max-width: 32ch; }
.hcfo-cta p strong { color: var(--neutral-50); font-weight: 600; }
.hcfo-booking { margin-top: 20px; }
.hcfo-booking iframe { display: block; width: 100%; height: 720px; min-height: 660px; border: 0; border-radius: var(--radius-md); background: var(--white); }

/* Einwilligungs-Abfrage vor dem Laden von Microsoft Bookings */
.hcfo-consent { background: var(--white); border: 1px solid var(--neutral-100); border-left: 3px solid var(--accent-500); border-radius: var(--radius-md); padding: 22px 24px; }
.hcfo-consent-txt { font-family: var(--font-sans); font-size: 14px; line-height: 1.65; color: var(--primary-800); margin: 0 0 16px; }
.hcfo-consent-txt a { color: var(--accent-600); text-decoration: underline; }
.hcfo-consent-actions { display: flex; flex-wrap: wrap; gap: 10px; }
.hcfo-consent-actions .btn { cursor: pointer; border: 0; }
.hcfo-consent-actions .btn-outline { border: 1.5px solid var(--primary-800); background: transparent; }

.hcfo-qual { list-style: none; display: grid; grid-template-columns: 1fr 1fr; gap: 10px 20px; margin-top: 22px; padding-top: 22px; border-top: 1px solid rgba(245,242,237,0.16); }
.hcfo-qual li { font-size: 13px; line-height: 1.5; color: rgba(245,242,237,0.82); padding-left: 18px; position: relative; }
.hcfo-qual li::before { content: ''; position: absolute; left: 0; top: 6px; width: 7px; height: 7px; border-radius: 50%; background: var(--accent-500); }

.hcfo-disclaimer { font-size: 12px; line-height: 1.6; color: var(--neutral-500); margin-top: 22px; }

@media (max-width: 640px) {
  .hcfo-panel { padding: 24px 20px; }
  .hcfo-qual { grid-template-columns: 1fr; }
  .hcfo-two { grid-template-columns: 1fr; }
}